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Q&A of the Week July 10, 2024

Question

Are there any tax breaks right now when buying a house?

Answer

There are several tax breaks for homebuyers that can help make homeownership more affordable. Tax credits apply to the tax owed, while tax deductions reduce taxable income.

Some tax benefits extend beyond the initial purchase of a home.


A few tax deductions buyers may qualify for after purchasing a home:

  • First-time homebuyer savings account (FHSA)

  • Mortgage interest deduction

  • Property tax deduction

  • Mortgage points deduction

  • Home office deduction

To see if you qualify and for more information: https://realestate.usnews.com/real-estate/articles/these-are-the-tax-breaks-you-can-get-when-you-buy-a-house